The government is at it again and as usual, they are bowing to industries whim. First they wanted to give us 'tax rebate' checks that will assist with either making a car payment or buying a few Chinese-made goods (hold the lead, please). Now they want to put a moratorium on home foreclosures.

While I like 'free' money as much as the next person, this cash-back plan is flawed. Theoretically, pumping a whole bunch of money into the economy should prop the economy up. The reality is that our society is mostly based on debt. House payments, car payments, credit card payments, second mortgages, student loans, personal loans, and any other payment made to pay off a debt consume a vast amount of most people's income. So when you get your check, are you going to pay down a debt or buy a big-ticket item? If you buy something, will it be American made? Or are the profits leaving our shores?