The title sure is ominous, U.S. eyes higher premiums to replenish bank fund.

Banks holding volatile deposits gathered by third parties may be charged higher premiums to bolster the fund used to insure deposits at failed banks, the head of the Federal Deposit Insurance Corp said on Friday.

"I think that is something we need to factor into our premiums and charge higher premiums to banks that fit that profile," FDIC Chairman Sheila Bair said in an interview with C-SPAN television