You know those banks that you just bailed out with your money? Well, they are repaying the favor by charging Loan Sharking Rates, if you miss one payment on a credit card or even carry a high balance.

Millions of cardholders have recently received letters from the likes of Citibank, Bank of America Corp., Wells Fargo & Co. and American Express Co. notifying them that their interest rates are going up, in some cases to 30% if a single payment is missed.

JPMorgan Chase & Co., the nation's largest issuer of plastic, has begun charging hundreds of thousands of cardholders a $10 monthly fee for having carried large balances for more than a couple years.

Gee Thanks Citigroup! Glad we're all in this together. Isn't there a call to completely nationalize all of the banks, fire executives who got us into this mess and restructure them completely?